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Life insurance is the most personal of all insurance, and it is a very individual thing. It is how you protect your loved ones even when you are no longer living. At Bajorek Agency Inc in Rochester, NY, we understand life insurance, and we can help you to make the right choices about the amount and type of coverage you need. As independent agents, we can offer our customers the choices they require.
Life insurance FAQs
Do I need to buy my own insurance if I get some at work?
If it is something that you can afford, it is the best thing to do. There is no guarantee that you will stay at the same job forever. Even if you do stay forever, will you be able to continue to keep it when you retire? Many employees change jobs quite often in their professional careers. Most importantly of all, do you want your employer in charge of your family’s future?
Can my life insurance policy be canceled?
Yes, it can. The most common reason is nonpayment. If you are struggling with the payments, you should contact your carrier and see if you can come up with a plan. Another reason why your life insurance may be canceled is if it is discovered that you lied on your original policy application.
How do I file a claim?
Filing a claim on life insurance is quite easy. First, you notify the insurer that the person who was insured has passed away. You then need to mail them an original copy of the death certificate along with the claim form. You can print the claim form on the insurance website. As long as you are the beneficiary, it is quick and easy.
Get Life Insurance Today
Contact us at Bajorek Agency Inc in Rochester, NY for all your insurance needs, including life insurance.