Month: July 2024

At Bajorek Agency Inc., located in Rochester, NY, we offer coverage for businesses of all sizes. Whether you’re a freelancer working with a large corporation or a sole proprietor forging your own path, it’s important to consider how you’ll protect your business from liability and more. Even if you’re merely contemplating entering the world of freelance, looking into your options for coverage as you grow your business and pursue your ambitions is never a bad idea.

What Is Commercial Insurance?

Commercial insurance safeguards businesses from liability, equipment theft, and other potential issues. Some policies, such as commercial auto insurance, may cover specific business areas, while others may offer a broader scope of coverage. However, since each commercial insurance policy is unique with its own set of terms and limits, this is merely meant to provide you with a basic idea of what a commercial insurance policy may entail.

How Can Commercial Insurance Benefit Freelancers?

As a freelancer, you might question the necessity of commercial insurance. Depending on your particular situation, commercial insurance might not be a legal requirement for your business. However, we strongly recommend discussing your options with our team of qualified insurance professionals to explore how we could help safeguard your business and other aspects of your life. Ultimately, it’s better to have coverage and not need it than to face a disaster unequipped.

If you’re a freelancer with at least one employee, you may need to consider obtaining a type of commercial insurance known as Worker’s Compensation insurance. To ascertain whether this type of insurance is required for your business model, we advise consulting with a member of our expert team. We’re here to assist you.

Contact Bajorek Agency Inc.

For additional information, don’t hesitate to contact us at Bajorek Agency Inc., Rochester, NY!