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All motorcyclists in the state of New York must have liability insurance coverage in place to be able to ride their bikes on public streets, highways, and other roadways. This is the same law as the one that governs all other motor vehicles in the state of New York, although you do not have to secure personal injury protection or underinsured or uninsured motorist coverage for motorcycles like you do for other motor vehicles.
The agents at the Bajorek Agency Inc in Rochester, NY are explaining the different types of motorcycle insurance coverage options you can choose from in addition to the required liability insurance policy you must have in place.
Get The Right Coverage
Collision Insurance
This is a great type of coverage to have in place in the event your motorcycle collides with another vehicle or even a stationary object. This type of coverage, along with comprehensive coverage, is normally required by a lender if you borrowed the money to purchase your motorcycle. It will help you to repair your motorcycle as well as the object or other vehicle that you collided with if it was your fault.
Comprehensive Insurance
Comprehensive motorcycle insurance coverage will assist you in paying for repairs to your bike if it is damaged in a fire or natural disaster. This coverage will also help you out if your bike is stolen or damaged by an act of vandalism.
Contact Us Today
For all of your motorcycle and other insurance needs, contact the experienced and knowledgeable insurance agents at the Bajorek Agency Inc in Rochester, NY today! They can assist you in creating the best motorcycle insurance policy for you and your situation.