The Top 3 Things to Know About Motorcycle Insurance

Insurance coverage for your motorcycle is likely the last thing you want to think about when it comes time to ride in the Rochester, NY area. You may even feel that you don’t really have a need for it. However, though the specific requirements vary from state to state, nearly every state requires a minimum amount of coverage.

Below are three things that you have to know about your motorcycle insurance:

There’s Coverage for Passengers

If you often ride with a passenger, ensuring that your policy covers your passenger’s medical expenses can make all the difference should you be involved and an accident. In some states, this coverage is optional while in others it’s required. That being said, it’s always recommended.

Motorcycle Insurance Is for More Than Just Your Motorcycle

In addition to medical bills, motorcycle insurance can also cover the cost of damage caused to someone else’s property during your accident. Some insurance companies even combine motorcycles, scooters, mopeds, ATVs, and UTVs under one umbrella, providing coverage for all of your recreational vehicles.

You Need It. Even If You’re Just a Weekend Warrior.

Let’s face it. Accidents happen. The last thing anyone wants is to be left holding the bag for the full cost of repairs to their bike or other property, whether or not the damage was their fault. By having the proper insurance in place, you can avoid this situation while remaining compliant with Rochester NY motorcycle laws.

Protect Yourself and Your Bike With Help From Bajorek Agency Inc

There’s no shortage of motorcycle insurance options out there, and choosing the right one for you can be a daunting task to handle on your own. Luckily, the team at the Bajorek Agency Inc in the Rochester, NY area can help you find the perfect plan for you so you can protect what matters most. Contact us today to get started!